Programs

The Housing Coalition of South Central Tennessee provides multiple programs to establish quality affordable housing for elderly, low income, disabled, homeless and work force families of Maury, Hickman, Lawrence, Lewis, Marshall and Giles Counties. We use numerous housing alternatives to create, supply and maintain appropriate housing by rehabilitation, maintenance and restoration in transitional, rental and homeownership settings.

First Time Home Buyers

HCSCT is dedicated to providing home ownership opportunities for low income and work force families within our geographical boundaries. We do this by accessing numerous federal state and private programs that empower the non-profit, while helping communities rehabilitate neighborhoods to provide unique home ownership opportunities for our families. These opportunities for home ownership are created by rehabilitating existing houses and selling to low income families. HCSCT partners with the eligible, qualified family to choose the home they want. We purchase the home, obtain bids for rehabilitation work, oversee the renovation and ensure all inspections take place, then sell the house to the family at an affordable price.

Owner Occupied Repair/Rehab

HCSCT seeks to establish owner occupied repair programs to return homes to decent, safe and sanitary conditions at little to no expense to low income families. This program does not currently exist within HCSCT’s geographical area and is currently another primary focus of the organization Eligible families must provide documentation that proves ownership of their home.

Credit Counseling and Budgeting

Not quite ready for homeownership yet? Having good credit is important, but what if yours isn't so great? There are ways to improve your credit, and our THDA-certified Homebuyer Educator can work with you on your financial goals.